The Healthcare Exchange: A Distraction from Our Broken System

The launch of the healthcare exchange site was a disaster.  I admit I was surprised it was such a flop.  The dismal start has fueled the fires of the many Republicans to increase the rhetoric against the new healthcare law. A rhetoric that distracts from the fact that our healthcare system is broken and not…

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Why I DO What I DO

Today, as I was leaving my client’s nursing home, I felt my eyes fill with tears of joy.  It caught me off guard because it seemed like a simple visit.  I had arranged for a specialty wound care nurse to consult and offer direction for improving the status of my client’s health.  The family had…

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Help! I’ve Fallen and No Insurance Company Will Take My Voucher!

I am not opposed to lowering Medicare costs.  After all, it is money I have put in and would like it to be around when I need it.  Medicare has been a life saver for many people.  It is a plan that has provided health care treatment without the threat of being dropped.  It doesn’t…

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ACOs: What if the patient just says No?

There is much buzz about Accountable Care Organizations (ACO). Their birth occurred  as part of the Healthcare Reform Act and everyone is vying to be the first on the block to have a workable design.  The concept is that doctors, hospitals and ancillary services will form partnerships and networks to provide care for Medicare services.…

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Are Women Targeted to Pay Higher Health insurance Premiums?

There is a new phenomena that is occurring with insurance plans and it seems to be flying under the radar.  Many policies do not cover maternity.  This means if you are planning to have a baby, you have to pay more for a policy OR for some insurance companies, purchase a rider that covers pregnancy…

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I Never Met A Deductible I Liked

I continue to be  amazed at the deductible rates insurance companies are imposing on consumers.  The choice for most people is high premiums and lower deductibles or low premiums and very high deductibles. The concept of deductibles and coinsurances has snuck into our lives and now it is out of control.  There was a time,…

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